International Travel Insurance
About International travel insurance, how to get it and compare coverage.
Information about international travel insurance is in this page. To skip this information and go directly to a recommended international travel insurance provider, go to the link immediately below this.
Travel Insurance
In short, do not leave home without travel insurance. Not only does travel insurance provide you economic protection, it provides you a certain peace of mind and can make the difference in you enjoying your vacation.
Travel insurance protects you against many things, including but not limited to trip cancellation, medical treatment and property loss.
You can start your trip without any insurance and thus insure yourself. But did you know that if you become ill abroad, costs to treat you would be very high. How would you find a doctor? Where would you find appropriate health care facility? Where would you seek advice? Did you know that HMO's, PPO's and Medicare typically do not cover you abroad?
What if there is a terrorist act at your destination? What if your tour operator, cruise company or airline declares bankruptcy?
Travel insurance is available from many sources, including tour operators and insurance companies. Since most tour / cruise operators and insurance companies sell plans from a single company only. They do not allow consumers to compare prices and coverages. Would you want to buy cruise insurance from a cruise company? At Total Travel Insurance you are able to compare prices of all major companies and select a plan that best suits your needs. Even our former competitors have chosen our system to offer their customers better value.
Here are some typical problems encountered by travelers and situations where travel insurance comes into play.
1. It's 10 p.m. and your family arrives at a foreign airport for a connecting flight, only to find that your flight has been cancelled. How do you get your family home?
2. Your traveling companion's bag was lost with his insulin inside. He needs help to locate his bag as soon as possible and his emergency prescription filled. Who do you call?
3. Your first visit to Europe, and your passport and wallet are stolen. Where do you turn for emergency cash, and how will you get your passport replaced?
4. Your spouse is involved in an accident and adequate medical treatment is not available. Who will help arrange and pay for a medical evacuation?
5. If your sister-in-law becomes seriously ill and you choose to cancel your trip, what happens to your non-refundable deposits or pre-payments?
6. You arrive in Poland and your luggage doesn't. If it's lost, who will help you find it? If it's delayed, who will pay for your necessities? If it's stolen, who will pay to replace it?
7. Your cruise line, airline or tour operator goes bankrupt. Who will pay for your non-refundable expenses? Who will help get you to your destination?
8. You're walking down a street in Hungary and twist your ankle. Who can help you find an English-speaking physician?
9. Three weeks before your scheduled arrival, a terrorist incident occurs in the city to which you are planning to visit. Who will pay if you want to cancel your trip?
10. You are at a beach resort, and you are forced to evacuate due to an approaching storm. Who will help you evacuate and who will reimburse your lost vacation?
Not all travel insurance is the same! And your needs are different than the next persons. We cannot say what type coverage is best for you. We can only say that some insurance companies consider service a little more important than others.
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